Best Credit Cards to Use Abroad in 2021
When traveling abroad, the last thing you probably want to think about is which credit card will work overseas and won’t charge you extra for each transaction. It’s no secret that some cards are better suited for travel than others.
The cards on this list are some of the best for travel because they are all Visa / Mastercards that do not charge any fees for overseas transactions. You can also take advantage of other benefits of the card, such as travel insurance and bonus points, to make the most of your expenses while traveling the world.
The best general map for use abroad
Capital One Venture Rewards Credit Card is the best travel credit card to use overseas thanks to miles rewards and travel insurance benefits. As a new cardholder, you can receive a one-time reward in bonus miles when you reach your spending threshold and continue to earn unlimited miles with every purchase.
Rewards can be redeemed for any travel purchase, including hotels, flights, vacation rentals and car services.
Capital One Venture Rewards Credit Card
When you use this card to book travel, you can also take advantage of its insurance policy while abroad. You will receive automatic accident or dismemberment insurance. In addition, if your luggage is lost or stolen during your trip, Capital One will reimburse you for travel credit up to $ 3,000 if you book your flight with a Capital One Venture Rewards credit card.
If you rent a car, you can also get additional insurance against damage caused by a collision or even theft of your car. While some situations may not arise when traveling, it is good to know that you have some protection against the unexpected by using a Capital One Venture Rewards credit card for your overseas spending.
Preferred Chase Sapphire Card
If you run into any problems while traveling, you can call the Benefits Administrator for legal and medical referrals and other emergency assistance. You will also be able to receive a small refund for eligible travel purchases made with your card.
If your trip is canceled or interrupted due to illness, severe weather, or other covered issues, you may be reimbursed for travel credit of up to $ 10,000 per person or $ 20,000 in prepaid travel expenses. This includes expenses such as hotels, passenger tickets, tours, and more.
Travel delays are inconvenient but also common. So, if your trip is more than 12 hours late, or the delay suddenly requires an overnight stay, and you used your Chase Sapphire Preferred® card to book it, you can receive a refund of up to $ 500 per ticket. You can get another travel refund if your baggage is delayed more than six hours. Chase will give you $ 100 per day for up to five days.
Reserve Chase Sapphire
You will not need to pay an additional fee to activate your Priority Pass membership for yourself and an authorized user (however, authorized cardholders will incur an annual fee). Additional guests will be charged a small fee to your card to use the VIP lounge at the airport when traveling with you.
You can also stay in luxury when traveling abroad by using your card to book your stay at one of the finest hand-picked hotels and resorts that offer benefits such as free upgrades, early check-in and late check-out, and free Wi-Fi.
Bank of America Travel Rewards credit card
While some cards seem worth the annual fee, this is another tedious thing to keep an eye on, especially if you have multiple credit cards. A more manageable approach is to keep some credit cards with reasonable fees and others without annual fees to balance the situation.
With a Bank of America Travel Rewards credit card, you can enjoy a low starting annual interest rate for the first few billing cycles, and you can also redeem your travel rewards for additional expenses such as luggage and restaurant fees, including takeout.
Preferred Ink Business Credit Card
This card comes with trip cancellation / interruption insurance, so you can be reimbursed up to $ 5,000 per person and $ 10,000 per trip for your prepaid non-refundable travel expenses if your trip is canceled or interrupted.